What exactly is a mortgage pre-qualification?
A mortgage pre-qualification will give you an accurate idea of how big of a home you can afford. It can also help you search for homes that are truly within your price range and feel confident on your search!
The power of a pre-qualification letter allows you to stand out in a competitive housing market. This letter shows all parties involved in a real estate transaction that you are a serious and qualified buyer, and may prevent you from being slowed down when you are ready to make an offer on your dream home. This is an especially good tool to keep in your back pocket since inventory is low and houses are going fast!
A mortgage pre-qualification will help you determine:
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